Ethos Acquires Definiti
FOR IMMEDIATE RELEASE: 5/12/2026
Strengthening National Bill Review Capabilities for Workers’ Compensation Clients
St. Petersburg, FL - Ethos, a national leader in claims investigation and medical management services, today announced the acquisition of Definiti, a national provider of workers’ compensation medical cost containment services. Definiti’s platform spans claims across both standard and specialty bill review, integrated access to PPO and ancillary networks, rules-based cost containment technology, and pharmacy benefit management through its Definiti Rx offering. The acquisition meaningfully strengthens Ethos’ national bill review capabilities and broadens the scope of cost containment solutions available to its carrier, TPA, self-insured, and public sector clients.
Together, the two organizations bring a more complete set of medical cost containment and management tools to the workers’ compensation market; pairing Definiti’s bill review depth and PBM capabilities with Ethos’ case management, utilization review, peer review, IMEs, and Medicare solutions.
“Bill review is one of the most important levers our clients have to control medical spend, and Definiti has built a reputation for getting it right,” said Micah Smith, CEO of Ethos. “Their technology, their service ethic, and their long-tenured client relationships are exactly what we look for in a partner. Together, we’re giving carriers, TPAs and self-insured employers a deeper, more connected set of tools to manage workers’ compensation outcomes.”
Definiti has built its business around a “clients for life” philosophy, with a track record of long-term retention rooted in responsiveness, accuracy, and consistent net savings. The company will continue to operate with its existing team and leadership in place, ensuring continuity of service for current Definiti clients while opening access to the broader Ethos platform over time.
“Joining Ethos is a strong step forward for our clients and our team,” said Amaro Ngo, President and COO of Definiti. “We share a commitment to delivering measurable value and treating every client relationship as a long-term partnership. Becoming part of Ethos gives us scale, complementary services, and shared technology investments that will benefit the people and organizations we serve.”
Ethos maintains national licensure and leading compliance standards across its operations, including URAC, HIPAA, SOC 2 Type 2, and ISO-aligned infrastructure. The addition of Definiti reinforces Ethos’ position as a full-spectrum partner for the claims lifecycle, bringing investigations, medical management, utilization and peer review, case management, IMEs, bill review, and pharmacy services under one connected brand.
This acquisition advances Ethos’ continued strategy of uniting top-performing organizations in providing better outcomes, transparency, and innovation across the claims process.
About Ethos: Ethos is a full-service claims investigation and medical management firm headquartered in St. Petersburg, Florida. Ethos provides nationwide and international coverage servicing all 50 states and over 75 countries. Founded in 2006, the company has provided comprehensive fraud and medical claims management to insurance companies, self-insured employers, attorneys, and third-party administrators. Ethos is dedicated to its mission of being the most tech-enabled, customer-centric claims services company. For more information, visit ethosrisk.com.
About Definiti: Headquartered in Lake Forest, California, Definiti delivers medical cost containment solutions to the workers’ compensation market, with a service portfolio that includes standard and specialty bill review, PPO and ancillary network management, rules-based cost containment technology, utilization review integration, and pharmacy benefit management through Definiti Rx. The company serves a diverse client base including brokers, third-party administrators, self-administered and self-insured employers, public sector programs, and the occupational accident and longshore markets. Learn more at definiti.net.
For media inquiries, please contact: Mike Lundgren - 727-231-4757
Ethos Acquires ForzaCare
FOR IMMEDIATE RELEASE: 8/8/2025
Enhancing End-to-End Clinical Claims Support
St. Petersburg, FL - Ethos, a national leader in medical management and claims investigation services, has acquired ForzaCare, a purpose-driven clinical case management provider known for its personalized approach to complex claims and return-to-work outcomes. The acquisition expands Ethos’ integrated service model, adding additional field-based and telephonic case management capabilities that accelerate recovery, support injured workers, and drive measurable results for carriers, TPAs, and employers.
With this acquisition, Ethos expands on its ability to offer clients a seamless path from the initial claim through medical review, clinical oversight, and case resolution, all supported by compliance-driven operations and a shared commitment to compassionate care.
“ForzaCare is a natural fit for our organization,” said Micah Smith, CEO of Ethos. “Their commitment to clinical precision, operational efficiency, and customer service aligns with how we show up for our partners. Together, we are building a more connected and effective claims experience.”
ForzaCare brings a team of experienced nurses and clinical professionals trained in jurisdictional requirements across workers’ compensation and disability. Their case management programs are built to improve engagement, reduce lost time, and control medical costs while keeping the injured worker at the center of every decision.
“Our teams share a similar mission, supporting claims teams with the tools, clarity, and confidence they need to make sound medical decisions,” said Marijo Storment, CEO of ForzaCare. “This combination allows us to offer even more value, backed by scale and shared innovation.”
Ethos maintains national licensure and leading compliance standards across its operations, including HIPAA, SOC 2 Type 2, and ISO-aligned infrastructure. The addition of ForzaCare strengthens Ethos’ position as a full-spectrum partner, offering medical management, investigations, utilization review, peer review, bill review, IMEs, and now, additional enhanced case management services.
This marks Ethos’ eleventh acquisition since 2019, furthering its strategy of uniting top-performing organizations under one connected brand committed to outcomes, transparency, and innovation in the claims process.
About Ethos Risk Services: Ethos is a full-service claims investigation and medical management firm headquartered in St. Petersburg, Florida. Ethos provides nationwide and international coverage servicing all 50 states and over 75 countries. Founded in 2006, the company has provided comprehensive fraud and medical claims management to insurance companies, self-insured employers, attorneys, and third-party administrators. For more information, visit ethosrisk.com.
About ForzaCare: Founded in 2022, ForzaCare is a clinical case management company that helps injured employees return to work through telephonic and field-based services. Its nationwide team of nurses works with carriers, TPAs, and employers to reduce lost time, manage care, and resolve claims. Learn more at thinkforza.com.
For media inquiries, please contact: Mike Lundgren - 727-231-4757
Ethos Acquires Claims Eval
FOR IMMEDIATE RELEASE: 4/1/2024
St. Petersburg, FL - Ethos Risk Services, a leading provider of claims investigation and medical management services, proudly announces the acquisition of Claims Eval, a nationally recognized provider of Peer and Utilization Review Services catering to the Workers’ Compensation, Disability, Group Health, and Behavioral Health markets. The investment solidifies Ethos’ commitment to enhancing its service portfolio and fortifying its position in the market.
Claims Eval is accredited by the Utilization Review Accreditation Commission (URAC), and holds Comprehensive Independent Review Organization (IRO) and Work Comp Utilization Management (WCUM) certificates, underscoring its commitment to quality and excellence.
“We are thrilled to welcome Claims Eval into the Ethos’ family,” said Micah Smith, CEO of Ethos. “Their stellar reputation and proven track record in delivering top-tier peer and utilization review services align perfectly with our mission to provide unmatched value to our clients.”
With multiple state licensures enabling external IRO reviews, Claims Eval boasts a robust physician network comprising over 1200 board-certified physicians across diverse specialties nationwide. Their proprietary web-based software ensures seamless case management, providing clients and physicians with a user-friendly platform for efficient collaboration and decision-making.
“The integration of Claims Eval’s capabilities into Ethos’ existing framework marks a significant milestone in our journey,” remarked Michael Hamby, CEO of Claims Eval. “This strategic move empowers us to deliver even greater value to our clients, offering unparalleled expertise and resources to address their evolving needs.”
Claims Eval’s commitment to data security and redundancy, including compliance with HiTrust, SOC2, ISO27001, HIPAA, and SAS70 standards, further strengthens Ethos’ operational resilience and continuity planning.
This is Ethos’ tenth acquisition since 2019, following the integrations of Winston Services, Independent Research Group, Novare, HUB Enterprises, Western Limited, Combined Investigators, Inc., SIU Management LLC, and Summit Investigations.
About Ethos Risk Services: Ethos is a full-service claims investigation and medical management firm headquartered in St. Petersburg, Florida. Ethos provides nationwide and international coverage servicing all 50 states and over 75 countries. Founded in 2006, the company has provided comprehensive fraud and medical claims management to insurance companies, self-insured employers, attorneys, and third-party administrators. For more information, visit ethosrisk.com.
About Claims Eval: Since 2004, this Rocklin, California based provider of Peer and Utilization Review services has earned nationwide acclaim for its expertise in utilizing evidence-based guidelines to deliver decisions across various sectors, including carriers, third-party administrators, managed care organizations, and self-insured employers. Learn more at www.claimseval.com.
For media inquiries, please contact: Mike Lundgren - 727-231-4757
Ethos Risk Services Acquires Review Med
FOR IMMEDIATE RELEASE: 5/1/2023
St. Petersburg, FL - Ethos Risk Services announced today the acquisition of Review Med. Terms of the agreement were not disclosed.
Review Med was established in 1994 and provides bill review, medical and vocational case management and return-to-work programs, early intervention services, medical record reviews, pre-authorization, and pre-certification. Founded on integrity, quality, and service expertise Review Med has used advancing technologies to chart a respected path within their field. Headquartered in Dallas, Texas Review Med has built a strong reputation for Workers’ Compensation and Liability Claims.
“We are thrilled to be joining Ethos, a company we know has strong technology-driven capabilities,” they said. “Ethos has a long tradition of excellence in delivering optimal results for their clients and we are excited to contribute to that mission.”
There will be no disruption to customers as Ethos will absorb and integrate the services and personnel as they have done in previous acquisitions. This adds strength to the already established base of medical management within Ethos and accelerates the awareness of this expertise.
“Review Med is a solid and reputable company and will help us continue expanding the depth of our service offerings in the medical claim management space,” offered Micah Smith, CEO of Ethos. “We expect great things from this acquisition and know our clients will continue to receive the highest quality results for their medical claim needs.”
This is Ethos’ ninth acquisition since 2019, following the integrations of Winston Services, Independent Research Group, Novare, HUB Enterprises, Western Limited, Combined Investigators, Inc., SIU Management LLC, and Summit Investigations.
Ethos Risk Services Acquires Winston Services
FOR IMMEDIATE RELEASE: 3/1/2023
St. Petersburg, FL - Ethos Risk Services announced today the acquisition of Winston Services. Terms of the agreement were not disclosed.
Since 1994, Winston Services has grown into a premium investigation service company that operates over a multi-state region. Based in Norman, OK, Winston Services specializes in Workers’ Compensation claim investigations by working with a wide assortment of major insurance companies, third-party administrators and self-insured employers. Their reputation is based on their approach of honesty, integrity, excellence and determination to provide optimal outcomes for every client.
“Winston Services embodies many of the same qualities of high-level investigation capabilities and results oriented processes that Ethos provides,” said Ethos Risk Services CEO, Micah Smith. “This acquisition will ensure we continue to provide the highest quality solutions our customers have come to expect. We are excited to expand our nationwide coverage even further.”
“We are elated to continue the long tradition of top-notch investigations as part of the growing Ethos brand,” said Robert Cox, owner of Winston Services. “Ethos is a proven leader in this space and by joining forces we know the solutions and technical capabilities available to our clients will be unmatched.”
This is Ethos’ eighth acquisition since 2019, following the integrations of Independent Research Group, Novare, HUB Enterprises, Western Limited, Combined Investigators, Inc., SIU Management LLC, and Summit Investigations.
Ethos Risk Services Acquires Independent Research Group, Inc.
FOR IMMEDIATE RELEASE: 8/31/2022
St. Petersburg, FL - Ethos Risk Services announced today the acquisition of Independent Research Group, Inc. Terms of the agreement were not disclosed.
IRG provides a full range of investigative services for a variety of clients. Based in Lansdale, PA, IRG has operated since 1983 and is led by a team of industry experts. Their specialized investigative unit primarily focuses on multi-million dollar exposure claims.
“IRG is an impressive organization with the same results-driven approach to investigations as Ethos,” said Ethos Risk Services CEO, Micah Smith. “Their personalized customer-centric approach aligns perfectly with Ethos’ values. This acquisition further strengthens our service offerings and coverage throughout the Northeast.”
“It’s exciting to join the Ethos team,” said Mike Kucenic, owner of IRG. “Their national coverage, technology, data security, and focus on customer service will provide many benefits to our customers’ experience and further enhance our work product.”
This is Ethos’ seventh acquisition since 2019, following the integrations of Novare, HUB Enterprises, Western Limited, Combined Investigators, Inc., SIU Management LLC, and Summit Investigations.
About Ethos Risk Services, LLC: Ethos is a full-service risk mitigation firm headquartered in St. Petersburg, Florida. Ethos provides nationwide and international coverage from a team of over 1000 investigators servicing all 50 states and over 75 countries. Founded in 2006, the company has provided comprehensive fraud management to insurance companies, self-insured employers, attorneys, and third-party administrators.
About Independent Research Group, Inc.: Since 1983, IRG, a Lansdale, PA, investigative firm, has serviced insurance carriers, law firms, third-party administrators and employers. Their goal is to deliver best-in-class results by utilizing experienced investigators, innovative technology and strategic investigative techniques.
Ethos Risk Services Acquires Novare
FOR IMMEDIATE RELEASE: 7/29/2022
St. Petersburg, FL - Ethos Risk Services LLC, a leading risk mitigation company, announced the recent acquisition of Novare. Terms of the agreement were not disclosed. Novare, a division of Ethos, is a full-service workers’ compensation medical cost containment company specializing in medical and vocational case management, independent medical exams, utilization management, medical bill review, and Medicare secondary payor services.
“We are very excited to be working with Novare; their mission to provide personalized, efficient, cost-conscious services aligns well with Ethos,” said Ethos Risk Services CEO Micah Smith. “This acquisition is another step in our long-term, strategic growth plans and we’re looking forward to the value we can create for our collective clients by opening up our shared full-suite of services.”
“It’s exciting to join forces with Ethos,” said Paul Jaquillard, owner of Novare. “Their technology, national coverage, data security, and commitment to customer service are in a class of their own and will add more value for our customers. We are eager to bring Ethos’ data-driven approach to investigations to our clients and believe that our collective broader skill-sets will further strengthen our work product.”
This is Ethos’ sixth acquisition since 2019, following the successful integrations of HUB Enterprises, Western Limited, Combined Investigators, Inc., SIU Management LLC, and Summit Investigations.
About Ethos Risk Services, LLC: Ethos is a full-service risk mitigation firm headquartered in St. Petersburg, Florida. Ethos provides nationwide and international coverage from a team of over 1000 investigators servicing all 50 states and over 75 countries. Founded in 2006, the company has provided comprehensive fraud management to insurance companies, self-insured employers, attorneys, and third-party administrators.
About Novare: Since 2001, Novare, a Madisonville, LA firm has serviced insurance carriers, third-party administrators, and employers. Novare has focused on the growing needs of employers and the insurance community seeking effective and responsible medical management services for injured workers. Learn more at www.novarenetwork.com.
HUB Enterprises and Ethos Risk Services Join Forces
FOR IMMEDIATE RELEASE: 7/29/2022
St. Petersburg, FL - Ethos Risk Services announced the recent acquisition of HUB Enterprises. Terms of the agreement were not disclosed.
Ethos Risk Services Acquires Summit Investigations
FOR IMMEDIATE RELEASE: 8/12/2019
Ethos Takes Next Steps in Growth Strategy
St. Petersburg, FL - Ethos Risk Services LLC announced today the acquisition of Summit Investigations. Terms of the agreement were not disclosed.
Since 1998, Summit Investigations has specialized in serving the insurance industry in 20 states along the eastern coast. They provide a wide array of investigative services through a network of approximately 100 investigators.
“Summit Investigations is an exceptional company with a rich history and strong reputation of delivering quality results for their clients,” said Ethos Risk Services CEO, Micah Smith. “The addition of the Summit team adds an impressive amount of highly experienced investigators, many of which have over 30 years of field experience. This will enhance our already robust investigative staff by adding coverage and expertise.”
“I am pleased to be joining the Ethos team. The Ethos philosophy compliments the focus on customer service that our clients have come to expect,” said Summit Investigations President Bob Reynolds. “The opportunity to work with an industry leader is exciting and we look forward to continued growth together.”
This is Ethos’ second acquisition in 2019 following the successful integration of Combined Investigators, Inc. and SIU Management LLC.
About Ethos Risk Services, LLC: Ethos Risk Services is a full-service risk mitigation firm headquartered in St. Petersburg, Florida. Ethos provides nationwide and international coverage from a team of over 500 investigators servicing all 50 states and over 70 countries. Founded in 2006, the company has provided comprehensive fraud management to insurance companies, self-insured employers, attorneys and third-party administrators.
About Summit Investigations: Since 1998, Summit Investigations has specialized in serving the insurance industry in 20 states along the eastern coast. They provide a wide array of investigative services through a network of approximately 100 investigators.
Ethos Acquires Combined Investigators, Inc and SIU Management, LLC
FOR IMMEDIATE RELEASE: 2/5/2019
Strengthens Ethos Growth Strategy
St. Petersburg, FL - Ethos Risk Services LLC, announced today the acquisition of Combined Investigators, Inc. and SIU Management, LLC. The acquired businesses are regional providers of investigative and SIU services for employers, third party administrators and insurance companies throughout the southeast. Terms of the agreement were not disclosed.
“Over the last several months and years, we have gone through an exhaustive search process to find the right regional competitor to partner with,” said Ethos Risk Services CEO, Micah Smith. “Combined’s presence and reputation in the Eastern U.S. is unmatched; coupled with national and international coverage, along with our range of technology-enabled services, we are now one of the premier investigative solution providers in the U.S.”
“I am excited to bring together two stellar investigative companies that will provide unparalleled service to our clients and look forward to building relationships that ensure the best possible outcomes in the ongoing battle against fraud,” said David Collins, CEO of Combined Investigators and SIU Management.
“We are excited to become a part of the commitment and energy within the Ethos team,” said Combined’s President, Bill Tabor. “After years of organic growth in the Eastern U.S., this consolidation allows us to offer our clients a true national presence. This is an exceptional opportunity to provide new and expanded services to our clients.”
About Ethos Risk Services, LLC: Ethos Risk Services is a full-service risk mitigation firm headquartered in St. Petersburg, Florida. Ethos provides nationwide and international coverage from a team of over 350 investigators servicing all 50 states and over 70 countries. Founded in 2006, the company has provided comprehensive fraud management to insurance companies, self-insured employers, attorneys and third-party administrators.
About Combined Investigators, Inc and SIU Management, LLC: Combined Investigators, Inc and SIU Management, LLC has been providing investigative services to the southeast region since 1986. Today the company operates in 19 states, and has performed thousands of investigations utilizing over 60 experienced senior investigators and state of the art technology. SIU Management provides turnkey SIU services for both national and regional providers within the insurance industry.